Water Damage Claims
Water damage claims in South Florida is common due to a variety of factors including the rainy season, high humidity, proximity to the ocean, storm surges, and the intense heat. Water damage is a serious problem that should not be ignored. Often times the problems are much simpler to handle as long as you have a plan.
Water Damage Claims Include:
Broken Pipes/ Plumbing Issues
Storm Damage/Roof Leaks
Learning about the different signs and types of water damage before it occurs can help you adequately prepare in the event that it does occur. If you discover water damage, call a public adjuster immediately! Public adjusters usually work closely with water remediation and restoration companies and can arrange to have them come out quickly.
Removing water from floors, walls, carpets and furniture is a must. Water can quickly destroy personal belongings and the structural integrity of your home or property.
If you can quickly identify the source of the leak and can stop the water flowing, quickly do that so the amount of water doesn’t continue to accumulate. When large amounts of water sit on the floor, they often get absorbed by carpets, rugs, wood floors, baseboards, and drywall. Once there has been significant water accumulation, it becomes necessary to hire a water restoration company to perform an extraction of the excess water. This will stop future water damage to the property.
Once the water is removed the full damage can be assessed. There is typically a treatment for mold that will occur to the areas of the property that sustained the water damage. Mold is a common side effect that happens when water soaks into walls, floors, and furniture. This can happen regardless if the water entered the property through a leak in the roof, a broken pipe, or from hurricanes and severe tropical rainstorms in Florida. Most water restoration companies also provide mold remediation services.
Miami Appraisal Services
will help negotiate the maximum from the insurance company for water damage claims in the least amount of time. Insurance companies have entire departments dedicated to handling claims and try to minimize payouts simply based on their business model. A professional public adjuster, like Christopher Korge, has seen many cases of water damage and because of his experience is able to identify the various possible types of damage. If you pay for your insurance, you should be able to benefit from your policy when you need it. Here are some of the benefits from choosing to work with Miami Appraisal Services:
Thorough Assessment of the Situation
Water damage claims in Miami can be complex because of the potential extend of destruction that can be caused by the water damage. We will first work with you to conduct a thorough evaluation of the current situation. The more detailed the timeline of events you can provide (pictures and videos are great) the faster we can remedy the situation and begin working on the claim.
Timely Response and Comprehensive Completion of the Job
Considering that you are likely reaching out to us during a time of need, we have become sensitive to individual customers’ circumstances and will begin working with you as soon as possible.
Although quick, we do not sacrifice the quality of our reports and we promise a thorough report outlining the problems and how to resolve them.
Water Damage Claims in Miami Florida
Christopher Korge has been working with homeowners and insurance companies on water damage claims in Miami as a public adjuster since 2009. Miami Appraisal Services is able to assist with claims throughout South Florida. If you suspect water damage in your home, don’t hesitate to contact Miami Appraisal Services to schedule an appointment to review and assess the damage.
Information Needed When Filing A Claim
To start the claims process, we will need the following information:
Policyholder information: Name of insured, address, phone number, e-mail and policy number Description of loss: Time and date of loss, location of incident, detailed description of damages Authority notification: Please note all authorities notified (fire dept., police, etc.) Emergency Service Companies & Damage Mitigation: Please let us know if you have already contacted any emergency service companies or performed any sort of damage mitigation.
If you are not sure if you need a public adjuster, give us a call at Phone: 786-254-7009 or fill out our contact form below.